John Garzone

John M. Garzone, CTLP® has over thirty-five years’ experience in the financial services industry including 15 years in the tax lien business. He has served as Chief Executive Officer of XSPAND, JP Morgan’s (and Bear Stearns’) tax lien business from 2006 until 2010. Previously, he had spent over sixteen years with Bear Stearns & Co. becoming a Senior Managing Director in 1997. While at Bear Stearns, Mr. Garzone managed their mortgage conduit operations, consumer bankruptcy finance operations, served as Chief Administrative Officer for a mortgage Hedge Fund and founded and oversaw the mortgage finance and tax lien businesses. Prior to joining Bear Stearns, he was Group Vice President / Head of the Debt Securities Group at Chemical Bank, Senior Vice President of Treasury Operations at Thomson McKinnon Securities and President of its Bank and Trust Co., and a CPA with Coopers & Lybrand. Mr. Garzone holds a BS/BA Degree in Accounting from Seton Hall University.